Legal

DISCLOSURES

THIS IS NOT A PREAPPROVAL

By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice. All products are subject to credit approval. Other restrictions and limitations may apply.

Rate Match Disclosure: Rate Match Guarantee available for new purchases and refinanced first mortgage loans. Certain product restrictions may apply. Provide your JFQ Lending, Inc. Mortgage Loan Originator with a copy of the Loan Estimate from the competing lender. Loan Estimate must be locked and dated the same day it is presented. This offer is subject to credit approval and may change or terminate without notice.

In accordance with the Equal Credit Opportunity Act, JFQ Lending, Inc. does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.

Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “JFQ Lending” is a registered trademark of the JFQ Lending, Inc., an Arizona corporation. 7720 N. Dobson Road, Scottsdale, AZ 85256.

JFQ Lending, Inc. is not affiliated with or acting on behalf of or at the direction of the FHA, VA, USDA, or Federal Government. 

Figure: 7 TAC §80.200(b)

“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”ARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Loans made or arranged pursuant to the California Financing Law.

For licensing information, go to: www.nmlsconsumeraccess.org."  and  205 ILCS 635/2-9 Posting of license - Licensees originating loans on the Internet shall post on their Internet web site their license number and the address and telephone number of the Commissioner.  (Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601     1-888-473-4858)

LICENSES

JFQ Lending, Inc. is an Equal Housing Lender. NMLS ID# 1639493 (www.nmlsconsumeraccess.org) | 800-391-4306.

JFQ Lending, Inc. is licensed by:
23027-MB

NMLS Unique Identifier No. 1639493
State License License Number
Alabama Consumer Credit License 22554
Alaska Mortgage Broker/Lender License AK1639493
Arizona Mortgage Banker License BK-0948806
Arkansas Combination Mortgage Banker-Broker-Servicer License 115218
California - DFPI Finance Lenders Law License 60DBO73937
Colorado Mortgage Company Registration, Regulated by the CO Division of Real Estate 1639493
Connecticut Mortgage Lender License ML-1639493
District of Columbia Mortgage Dual Authority License MLB1639496
Florida Mortgage Lender License MLD1598
Georgia Mortgage Lender License/Registration, Residential Mortgage Licensee 57479
Idaho Mortgage Broker/Lender License MBL-2081639493
Illinois Residential Mortgage License MB.6761420
Indiana-DFI Mortgage Lending License 37790
Iowa Mortgage Banker License 2020-0082
Kansas Mortgage Company License MC.0025643
Kentucky Mortgage Company License MC404470
Louisiana Residential Mortgage Lending License 1639493
Maine Supervised Lender License 1639493
Maryland Mortgage Lender License 22823
Michigan 1st Mortgage Broker/Lender License FL0021328
Minnesota Residential Mortgage Originator License MN-MO-1639493
Mississippi Mortgage Lender License 1639493
Montana Mortgage Lender License 1639493
Montana Mortgage Broker License 1639493
Nebraska Mortgage Banker License 1639493
New Hampshire Mortgage Banker License 23027-MB
New Jersey Residential Mortgage Lender License 1639493
New Mexico Mortgage Loan Company License 1639493
North Carolina Mortgage Lender License L-179563
North Dakota Money Broker License MB103225
Ohio Residential Mortgage Lending Act Certificate of Registration RM.804307.000
Oklahoma Mortgage Lender License ML011668
Oregon Mortgage Lending License ML-5614
Pennsylvania Mortgage Lender License 65656
South Carolina-BFI Mortgage Lender / Servicer License MLS - 1639493
South Carolina-DCA Mortgage Broker License 1639493
Tennessee Mortgage License 136142
Texas - SML Mortgage Company License 1639493
Virginia Broker License MC-6783
Virginia Lender License MC-6783
West Virginia Mortgage Lender License ML-1639493
West Virginia Mortgage Broker License MB-1639493
Wisconsin Mortgage Banker License 1639493BA
Wisconsin Mortgage Broker License 1639493BR
Wyoming Mortgage Lender/Broker License 3684

 

Accessibility Statement

JFQ Lending Inc. is committed to ensuring digital accessibility for people with disabilities. We are continually improving the user experience for everyone and applying the relevant accessibility standards.

CONFORMANCE STATUS

The Web Content Accessibility Guidelines (WCAG) defines requirements for designers and developers to improve accessibility for people with disabilities. It defines three levels of conformance: Level A, Level AA, and Level AAA. JFQ Lending.com is partially conformant with WCAG 2.1 level AA. Partially conformant means that some parts of the content do not fully conform to the accessibility standard.

FEEDBACK

We welcome your feedback on the accessibility of our website. Please let us know if you encounter accessibility barriers:

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