DISCLOSURES

THIS IS NOT A PREAPPROVAL

By refinancing your existing loan, your total finance charges may be higher over the life of the loan.

This is not an offer to enter into an agreement. Information, rates, and programs are subject to change without prior notice. All products are subject to credit approval. Other restrictions and limitations may apply.

Rate Match Disclosure: Rate Match Guarantee available for new purchases and refinanced first mortgage loans. Certain product restrictions may apply. Provide your JFQ Lending, Inc. Mortgage Loan Originator with a copy of the Loan Estimate from the competing lender. Loan Estimate must be locked and dated the same day it is presented. This offer is subject to credit approval and may change or terminate without notice.

In accordance with the Equal Credit Opportunity Act, JFQ Lending, Inc. does not discriminate against any applicant on the basis of race; color; religion; creed; national origin; ancestry; sex; marital status; familial status (number and age of children); sexual orientation; age (provided that the applicant has the capacity to enter into a binding agreement); medical history; disability; physical condition; military status; because the applicant has in good faith exercised any right under the Consumer Credit Protection Act or the Service members Civil Relief Act (SCRA); that all or part of a consumer’s income derives from a public assistance program; or any other basis prohibited by law.

Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits. “JFQ Lending” is a registered trademark of the JFQ Lending, Inc., an Arizona corporation. 7720 N. Dobson Road, Scottsdale, AZ 85256.

JFQ Lending, Inc. is not affiliated with or acting on behalf of or at the direction of the FHA, VA, USDA, or Federal Government. 

Figure: 7 TAC §80.200(b)

“CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.”ARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Loans made or arranged pursuant to the California Financing Law.

For licensing information, go to: www.nmlsconsumeraccess.org."  and  205 ILCS 635/2-9 Posting of license - Licensees originating loans on the Internet shall post on their Internet web site their license number and the address and telephone number of the Commissioner.  (Illinois Department of Financial and Professional Regulation, Division of Banking, 100 West Randolph, 9th Floor, Chicago, IL 60601     1-888-473-4858)

LICENSES

JFQ Lending, Inc. is an Equal Housing Lender. NMLS ID# 1639493 (www.nmlsconsumeraccess.org) | 800-391-4306.

JFQ Lending, Inc. is licensed by:
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